Will my Omaha insurance cover hail damage to siding?
Frequently yes, minus your deductible, though cosmetic-only damage may be excluded depending on the policy. Adjusters work from the contractor's estimate, so ask whether the contractor has written insurance scopes before.
Does siding need a permit in Omaha?
That is the city's call, and it can turn on the scope: siding alone, or siding plus insulation, sheathing or window changes. A contractor who works in Omaha should know, pull the permit if there is one, and put the answer on the quote.
What should I choose: vinyl, fiber cement or engineered wood?
By price, vinyl is lowest, fiber cement highest, engineered wood between. Fiber cement is also heavier and painted. NAHB rates all three to last the life of the house, so the decision is about appearance, cost and maintenance. Compare the warranties in writing.
How long does re-siding take?
The quote should include one. It depends on the house, the product and the weather; installers do not hang siding in wet conditions.